{"id":41342,"date":"2026-11-06T10:56:02","date_gmt":"2026-11-06T01:56:02","guid":{"rendered":"https:\/\/snakorea.info\/?p=41342"},"modified":"2026-11-06T10:56:02","modified_gmt":"2026-11-06T01:56:02","slug":"%ec%9d%80%ed%96%89-%ec%86%8c%ec%95%a1%eb%8c%80%ec%b6%9c-%ea%b8%88%eb%a6%ac-15%ea%b0%9c%ec%9b%94-%eb%a7%8c%ec%97%90-%ec%b5%9c%ea%b3%a0%ec%b7%a8%ec%95%bd%ea%b3%84%ec%b8%b5-%ec%9d%b4%ec%9e%90","status":"publish","type":"post","link":"https:\/\/snakorea.info\/?p=41342","title":{"rendered":"\uc740\ud589 \uc18c\uc561\ub300\ucd9c \uae08\ub9ac 15\uac1c\uc6d4 \ub9cc\uc5d0 \ucd5c\uace0\u2026\ucde8\uc57d\uacc4\uce35 \uc774\uc790 \ubd80\ub2f4 \ucee4\uc84c\ub2e4"},"content":{"rendered":"<p>\uc11c\uc6b8\uc2dc\ub0b4 \ud55c \uc740\ud589\uc758 ATM \uae30\uacc4 \ubaa8\uc2b5 \/ \uc0ac\uc9c4 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0 DB<\/p>\n<p>\u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc2e0\ud604\uc131 \uae30\uc790 =\uc740\ud589\uc758 \uc18c\uc561\ub300\ucd9c \uae08\ub9ac\uac00 15\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc62c\ub790\ub2e4. \uae09\uc804\uc774 \ud544\uc694\ud55c \ucde8\uc57d\uacc4\uce35\uc758 \uc774\uc790 \ubd80\ub2f4\uc774 \ubd88\uc5b4\ub098\ub294 \uac00\uc6b4\ub370 \uc804\ubc18\uc801\uc778 \uc5f0\uccb4\uc728\ub3c4 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4.<\/p>\n<p>6\uc77c \ud55c\uad6d\uc740\ud589 \uacbd\uc81c\ud1b5\uacc4\uc2dc\uc2a4\ud15c\uc5d0 \ub530\ub974\uba74 3\ubd84\uae30 \ub9d0 \uae30\uc900 \uc608\uae08\uc740\ud589\uc758 \uc2e0\uaddc\ucde8\uae09 500\ub9cc\uc6d0 \uc774\ud558 \uc18c\uc561\ub300\ucd9c \uae08\ub9ac\ub294 \uc7a0\uc815 6.56%\ub85c \uc9d1\uacc4\ub410\ub2e4. \uac00\uacc4\ub300\ucd9c \uae08\ub9ac(4.96%)\ubcf4\ub2e4 1.60%\ud3ec\uc778\ud2b8, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac(4.88%)\ubcf4\ub2e4 1.68%\ud3ec\uc778\ud2b8 \ub192\uc740 \uc218\uc900\uc774\ub2e4. \uc18c\uc561\ub300\ucd9c \uae08\ub9ac\ub294 5\uc6d4 6.04%\uc5d0\uc11c 4\uac1c\uc6d4 \uc5f0\uc18d \uc0c1\uc2b9\ud574 0.52%\ud3ec\uc778\ud2b8 \uc62c\ub790\uc73c\uba70, \uc9c0\ub09c\ud574 6\uc6d4(6.70%) \uc774\ud6c4 15\uac1c\uc6d4 \ub9cc\uc5d0 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \uc18c\uc561\ub300\ucd9c\uc740 \uae09\uc804\uc774 \ud544\uc694\ud55c \ucde8\uc57d\uacc4\uce35\uc774 \uc8fc\ub85c \ucc3e\ub294 \uc0c1\ud488\uc778 \ub9cc\ud07c, \uc77c\ubc18 \uac00\uacc4\ub300\ucd9c\uc774\ub098 \uc8fc\ub2f4\ub300\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 \uae08\ub9ac\uac00 \uc774\ub4e4\uc758 \uc0c1\ud658 \ubd80\ub2f4\uc744 \ud0a4\uc6b0\uace0 \uc788\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4.<\/p>\n<p>\ub2e4\ub978 \ub300\ucd9c \uae08\ub9ac\ub3c4 \uac00\ud30c\ub974\uac8c \uc624\ub974\uace0 \uc788\ub2e4. \uac00\uacc4\ub300\ucd9c \uae08\ub9ac\ub294 4\uc6d4 4.43%\uc5d0\uc11c 5\uac1c\uc6d4 \uc5f0\uc18d \uc0c1\uc2b9\ud574 4.96%\uac00 \ub410\uace0(0.53%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9), \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub3c4 4\uc6d4 4.31%\uc5d0\uc11c 4.88%\ub85c 0.57%\ud3ec\uc778\ud2b8 \uc62c\ub790\ub2e4. \ubcc0\ub3d9\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub294 5\uc6d4 4.23%\uc5d0\uc11c 4\uac1c\uc6d4\uc9f8 \uc624\ub978 4.76%\ub97c \ub098\ud0c0\ub0c8\ub2e4. \uace0\uc815\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub294 \uc9c0\ub09c\ud574 9\uc6d4 3.94%\ubd80\ud130 12\uac1c\uc6d4 \uc5f0\uc18d \uc0c1\uc2b9\ud574 5.11%\uc5d0 \ub2ec\ud588\ub2e4. 1\ub144 \uc0c8 1.17%\ud3ec\uc778\ud2b8 \uae09\ub4f1\ud558\uba70 \uad00\ub828 \ud1b5\uacc4 \uc791\uc131 \uc774\ub798 \uc5ed\ub300 \ucd5c\uace0\uce58\ub97c \uacbd\uc2e0\ud588\ub2e4.<\/p>\n<p>\uae08\ub9ac \uc0c1\uc2b9\uacfc \ud568\uaed8 \uc5f0\uccb4\uc728\ub3c4 \uafb8\uc900\ud788 \uc624\ub974\ub294 \ucd94\uc138\ub2e4. \uac00\uacc4\ub300\ucd9c \uc5f0\uccb4\uc728\uc740 6\uc6d4 0.40%, 7\uc6d4 0.42%\uc5d0 \uc774\uc5b4 8\uc6d4 0.45%\ub85c \uc0c1\uc2b9\ud588\uace0, \uc8fc\ub2f4\ub300 \uc5f0\uccb4\uc728\ub3c4 \uac19\uc740 \uae30\uac04 0.28%, 0.29%, 0.31%\ub85c \ub192\uc544\uc84c\ub2e4.<\/p>\n<p>\ud2b9\ud788 \ucde8\uc57d\uacc4\uce35 \ub300\uc0c1 \uc815\ucc45\uc11c\ubbfc\uae08\uc735\uc0c1\ud488\uc758 \uc5f0\uccb4 \ubb38\uc81c\uac00 \uc2ec\uac01\ud558\ub2e4. \uae08\uc735\uc704\uc6d0\ud68c\uac00 \uad6d\ud68c \uc815\ubb34\uc704\uc6d0\ud68c \uc18c\uc18d \ubc15\ub300\ucd9c \uad6d\ubbfc\uc758\ud798 \uc758\uc6d0\uc2e4\uc5d0 \uc81c\ucd9c\ud55c \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, \ubd88\ubc95\uc0ac\uae08\uc735\uc608\ubc29\ub300\ucd9c\uc758 9\uc6d4 \ub9d0 \uc5f0\uccb4\uc728\uc740 44.3%\uc5d0 \ub2ec\ud588\ub2e4. \uc774 \uc0c1\ud488\uc740 \uc81c\ub3c4\uad8c \uae08\uc735 \uc774\uc6a9\uc774 \uc5b4\ub824\uc6b4 \uc800\uc18c\ub4dd&middot;\uc800\uc2e0\uc6a9\uce35\uc5d0 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc774 \uae34\uae09 \uc0dd\uacc4\ube44\ub85c \ucd5c\ub300 100\ub9cc\uc6d0\uc744 \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4\ub2e4. \ub300\ucd9c\uc794\uc561 3140\uc5b5\uc6d0 \uac00\uc6b4\ub370 \uc6d0\ub9ac\uae08\uc744 1\uac1c\uc6d4 \uc774\uc0c1 \uc5f0\uccb4\ud55c \uae08\uc561\uc740 1391\uc5b5\uc6d0\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4.<\/p>\n<p>\uc5f0\ub839\ub300\ubcc4\ub85c\ub294 20\ub300 \uc774\ud558 \ucc28\uc8fc\uc758 \uc5f0\uccb4\uc728\uc774 50.7%\ub85c \uac00\uc7a5 \ub192\uc558\ub2e4. \uc774\uc5b4 30\ub300 45.5%, 40\ub300 43.4%, 50\ub300 41.4%, 60\ub300 39.4%, 70\ub300 \uc774\uc0c1 38.9% \uc21c\uc774\uc5c8\ub2e4. \uc774 \ub300\ucd9c\uc758 \uc5f0\uccb4\uc728\uc740 2023\ub144 \ub9d0 11.7%\uc5d0\uc11c 2024\ub144 \ub9d0 32.2%, \uc9c0\ub09c\ud574 \ub9d0 37.8%\ub85c \ub6f0\uc5c8\uace0, \uc62c\ud574 3\ubd84\uae30 \ub9d0 44.3%\uae4c\uc9c0 \uc0c1\uc2b9\uc138\ub97c \uc774\uc5b4\uac14\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc11c\uc6b8\uc2dc\ub0b4 \ud55c \uc740\ud589\uc758 ATM \uae30\uacc4 \ubaa8\uc2b5 \/ \uc0ac\uc9c4 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0 DB \u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc2e0\ud604\uc131&#8230;<\/p>\n","protected":false},"author":1,"featured_media":41341,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-41342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-culture"],"featured_image_urls":{"full":["https:\/\/snakorea.info\/wp-content\/uploads\/2026\/11\/news_img_20261106015605_37172-1.png",960,692,false]},"post_excerpt_stackable":"<p>\uc11c\uc6b8\uc2dc\ub0b4 \ud55c \uc740\ud589\uc758 ATM \uae30\uacc4 \ubaa8\uc2b5 \/ \uc0ac\uc9c4 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0 DB \u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc2e0\ud604\uc131 \uae30\uc790 =\uc740\ud589\uc758 \uc18c\uc561\ub300\ucd9c \uae08\ub9ac\uac00 15\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc62c\ub790\ub2e4. \uae09\uc804\uc774 \ud544\uc694\ud55c \ucde8\uc57d\uacc4\uce35\uc758 \uc774\uc790 \ubd80\ub2f4\uc774 \ubd88\uc5b4\ub098\ub294 \uac00\uc6b4\ub370 \uc804\ubc18\uc801\uc778 \uc5f0\uccb4\uc728\ub3c4 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4. 6\uc77c \ud55c\uad6d\uc740\ud589 \uacbd\uc81c\ud1b5\uacc4\uc2dc\uc2a4\ud15c\uc5d0 \ub530\ub974\uba74 3\ubd84\uae30 \ub9d0 \uae30\uc900 \uc608\uae08\uc740\ud589\uc758 \uc2e0\uaddc\ucde8\uae09 500\ub9cc\uc6d0 \uc774\ud558 \uc18c\uc561\ub300\ucd9c \uae08\ub9ac\ub294 \uc7a0\uc815 6.56%\ub85c \uc9d1\uacc4\ub410\ub2e4. \uac00\uacc4\ub300\ucd9c \uae08\ub9ac(4.96%)\ubcf4\ub2e4 1.60%\ud3ec\uc778\ud2b8, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac(4.88%)\ubcf4\ub2e4 1.68%\ud3ec\uc778\ud2b8 \ub192\uc740 \uc218\uc900\uc774\ub2e4. \uc18c\uc561\ub300\ucd9c \uae08\ub9ac\ub294 5\uc6d4 6.04%\uc5d0\uc11c 4\uac1c\uc6d4 \uc5f0\uc18d \uc0c1\uc2b9\ud574 0.52%\ud3ec\uc778\ud2b8 \uc62c\ub790\uc73c\uba70, \uc9c0\ub09c\ud574 6\uc6d4(6.70%) \uc774\ud6c4 15\uac1c\uc6d4 \ub9cc\uc5d0 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \uc18c\uc561\ub300\ucd9c\uc740 \uae09\uc804\uc774 \ud544\uc694\ud55c \ucde8\uc57d\uacc4\uce35\uc774 \uc8fc\ub85c \ucc3e\ub294 \uc0c1\ud488\uc778 \ub9cc\ud07c, \uc77c\ubc18 \uac00\uacc4\ub300\ucd9c\uc774\ub098 \uc8fc\ub2f4\ub300\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 \uae08\ub9ac\uac00 \uc774\ub4e4\uc758 \uc0c1\ud658 \ubd80\ub2f4\uc744 \ud0a4\uc6b0\uace0 \uc788\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4. \ub2e4\ub978 \ub300\ucd9c&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/snakorea.info\/?cat=19\" rel=\"category\">\ubb38\ud654<\/a>","author_info":{"name":"wonlee227","url":"https:\/\/snakorea.info\/?author=1"},"comments_num":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uc740\ud589 \uc18c\uc561\ub300\ucd9c \uae08\ub9ac 15\uac1c\uc6d4 \ub9cc\uc5d0 \ucd5c\uace0\u2026\ucde8\uc57d\uacc4\uce35 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