{"id":41063,"date":"2026-10-29T10:16:40","date_gmt":"2026-10-29T01:16:40","guid":{"rendered":"https:\/\/snakorea.info\/?p=41063"},"modified":"2026-10-29T10:16:40","modified_gmt":"2026-10-29T01:16:40","slug":"%ec%9d%b4%ed%98%95%ec%9d%bc-%eb%b6%80%ec%b4%9d%eb%a6%ac-%ec%b7%a8%ec%95%bd%ec%b0%a8%ec%a3%bc-%ec%b6%94%ea%b0%80-%eb%8c%80%ec%b1%85-%eb%a7%88%eb%a0%a811%ec%9b%94-%ea%b5%ad%ea%b3%a0","status":"publish","type":"post","link":"https:\/\/snakorea.info\/?p=41063","title":{"rendered":"\uc774\ud615\uc77c \ubd80\ucd1d\ub9ac "\ucde8\uc57d\ucc28\uc8fc \ucd94\uac00 \ub300\ucc45 \ub9c8\ub828"\u202611\uc6d4 \uad6d\uace0\ucc44 \ubc1c\ud589 \ubb3c\ub7c9 \uc2e0\uc911 \uac80\ud1a0"},"content":{"rendered":"

\u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc774\ubbfc\ud76c \uae30\uc790 = \uc774\ud615\uc77c \ubd80\ucd1d\ub9ac \uacb8 \uc7ac\uc815\uacbd\uc81c\ubd80 \uc7a5\uad00\uc774 6\uc77c \uc5ec\uc758\ub3c4 \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uad6d\ud68c \uc7ac\uc815\uacbd\uc81c\uae30\ud68d\uc704\uc6d0\ud68c\uc758 \uc7ac\uc815\uacbd\uc81c\ubd80\uc5d0 \ub300\ud55c \uad6d\uc815\uac10\uc0ac\uc5d0 \ucd9c\uc11d\ud574 \uc758\uc6d0 \uc9c8\uc758\uc5d0 \ub2f5\ud558\uace0 \uc788\ub2e4. 2026.10.06. nimini73@daum.net<\/p>\n

\u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc2e0\ud604\uc131 \uae30\uc790 =\uc774\ud615\uc77c \uacbd\uc81c\ubd80\ucd1d\ub9ac\ub294 29\uc77c "\uc815\ubd80\ub294 \ucde8\uc57d\ucc28\uc8fc \ubd80\ub2f4\uc744 \uc644\ud654\ud558\uae30 \uc704\ud574 \uc55e\uc11c \ubc1c\ud45c\ud55c \uc9c0\uc6d0\ub300\ucc45\uc744 \ucc28\uc9c8 \uc5c6\uc774 \ucd94\uc9c4\ud558\ub294 \ud55c\ud3b8, \ud5a5\ud6c4 \uae08\uc735\uc2dc\uc7a5 \uc5ec\uac74 \ubcc0\ud654\uc5d0 \ub530\ub978 \ucde8\uc57d\ucc28\uc8fc·\uae08\uc735\uc5c5\uad8c \uc601\ud5a5\uc744 \uc9c0\uc18d \uc810\uac80\ud558\uace0 \ucd94\uac00 \ub300\ucc45\ub3c4 \ub9c8\ub828\ud558\uaca0\ub2e4"\uace0 \ubc1d\ud614\ub2e4.<\/p>\n

\uc774 \ubd80\ucd1d\ub9ac\ub294 \uc774\ub0a0 \uc624\uc804 \uc804\uad6d\uc740\ud589\uc5f0\ud569\ud68c\uad00\uc5d0\uc11c \ud655\ub300\uac70\uc2dc\uacbd\uc81c\uae08\uc735\ud68c\uc758\ub97c \uc5f4\uace0 \ubaa8\ub450\ubc1c\uc5b8\uc5d0\uc11c "\ucd5c\uadfc \uae08\ub9ac \uc778\uc0c1 \ud750\ub984\uc774 \uc2dc\ucc28\ub97c \ub450\uace0 \ub300\ucd9c\uae08\ub9ac\uc5d0 \ubc18\uc601\ub418\uba74\uc11c \ucde8\uc57d\ucc28\uc8fc\uc758 \uc0c1\ud658 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4"\uba70 \uc774\uac19\uc774 \ub9d0\ud588\ub2e4.<\/p>\n

\uc774\ub0a0 \ud68c\uc758\uc5d0\ub294 \uc2e0\ud604\uc1a1 \ud55c\uad6d\uc740\ud589 \ucd1d\uc7ac, \uc774\uc5b5\uc6d0 \uae08\uc735\uc704\uc6d0\uc7a5, \uc774\ucc2c\uc9c4 \uae08\uc735\uac10\ub3c5\uc6d0\uc7a5\uc774 \ucc38\uc11d\ud588\ub2e4. \ucc38\uc11d\uc790\ub4e4\uc740 \ubbf8\uad6d \uc5f0\ubc29\uacf5\uac1c\uc2dc\uc7a5\uc704\uc6d0\ud68c(FOMC)\uc758 \uc815\ucc45\uae08\ub9ac \uacb0\uc815\uc5d0 \ub530\ub978 \uae00\ub85c\ubc8c·\uad6d\ub0b4 \uae08\uc735\uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \uc810\uac80\ud558\uace0 \ub300\uc751 \ubc29\ud5a5\uc744 \ub17c\uc758\ud588\ub2e4.<\/p>\n

\uc774 \ubd80\ucd1d\ub9ac\ub294 \ubbf8 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed)\uc758 \uae08\ub9ac \ub3d9\uacb0(3.75~4.00%)\uc5d0 \ub300\ud574 "\ubb3c\uac00\uc548\uc815 \uae30\uc870\ub97c \uc720\uc9c0\ud558\ub294 \uac00\uc6b4\ub370, \uc9c0\ub09c 9\uc6d4 \uae08\ub9ac \uc778\uc0c1\uc758 \uc601\ud5a5\uacfc \uacbd\uc81c\uc9c0\ud45c\ub97c \ud655\uc778\ud558\uba70 \ud5a5\ud6c4 \uc815\ucc45\uacbd\ub85c\ub97c \ud310\ub2e8\ud558\ub824\ub294 \uac83\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4"\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\uc774\uc5b4 "\ucd5c\uadfc \ubbf8\uad6d \ub4f1 \uc7a5\uae30\uae08\ub9ac\uac00 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\ub294 \uac00\uc6b4\ub370 \uc8fc\uc694 \uae30\uc220\uae30\uc5c5\uc758 \uc2e4\uc801·\ud22c\uc790 \uc804\ub9dd\uacfc \uad6d\uc81c\uc720\uac00 \ud750\ub984 \ub4f1\uc774 \uad6d\ub0b4\uc678 \uae08\uc735\uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \ud0a4\uc6b0\uace0 \uc788\ub2e4"\uba70 "\ub2e4\uc74c \uc8fc \ubbf8\uad6d \uc911\uac04\uc120\uac70 \uc774\ud6c4 \uc758\ud68c \uad6c\uc131, \uc815\uce58\ud658\uacbd \ubcc0\ud654\uc5d0 \ub530\ub978 \ubbf8\uad6d \ub300\uc678\uc815\ucc45 \ubcc0\ud654\uc640 \uadf8\uc5d0 \ub530\ub978 \uc2dc\uc7a5 \uc601\ud5a5\ub3c4 \uc810\uac80\ud560 \ud544\uc694\uac00 \uc788\ub2e4"\uace0 \uc5b8\uae09\ud588\ub2e4.<\/p>\n

\uadf8\ub7ec\uba74\uc11c "\uad00\uacc4\uae30\uad00 \uac04 \uae34\ubc00\ud55c \uacf5\uc870\ub97c \ud1b5\ud574 \ubbf8\uad6d \ub300\uc678\uc815\ucc45 \ubcc0\ud654, \uad6d\uc81c\uc720\uac00, \uae00\ub85c\ubc8c \uc790\uae08\ud750\ub984\uc774 \uad6d\ub0b4 \uae08\uc735·\uc678\ud658\uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc0b4\ud53c\uace0, \ud544\uc694\uc2dc \uc2e0\uc18d\ud788 \ub300\uc751\ud558\uaca0\ub2e4"\uace0 \uac15\uc870\ud588\ub2e4.<\/p>\n

\uad6d\ub0b4 \uae08\uc735\uc2dc\uc7a5\uacfc \uad00\ub828\ud574\uc11c\ub294 "\uad6d\ub0b4 \uc99d\uc2dc\ub294 \uae00\ub85c\ubc8c \uae08\ub9ac \uc804\ub9dd\uc758 \ubcc0\ud654\uc640 \uc911\ub3d9 \uc9c0\uc5ed\uc758 \uc9c0\uc815\ud559\uc801 \ubd88\ud655\uc2e4\uc131, AI \ud22c\uc790\uc758 \uc218\uc775\uc131\uacfc \ubc18\ub3c4\uccb4 \uc5c5\ud669\uc5d0 \ub300\ud55c \uc6b0\ub824 \ub4f1\uc774 \ub9de\ubb3c\ub9ac\uba70 \uae09\ub77d\uacfc \ubc18\ub4f1\uc744 \ubc18\ubcf5\ud558\ub294 \ub192\uc740 \ubcc0\ub3d9\uc131\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4"\uace0 \uc9c4\ub2e8\ud588\ub2e4.<\/p>\n

\uad6d\uace0\ucc44 \uc2dc\uc7a5\uc5d0 \ub300\ud574\uc11c\ub294 “10\uc6d4 \ubc1c\ud589\ubb3c\ub7c9 \ucd95\uc18c \ubc1c\ud45c \uc774\ud6c4 \uae08\ub9ac\uac00 \ud558\ub77d\ud558\uba70 \ub2e4\uc18c \uc548\uc815\ub418\ub294 \ubaa8\uc2b5”\uc774\ub77c\uba74\uc11c\ub3c4 "\ubbf8\uad6d \uc911\uac04\uc120\uac70, \ud504\ub791\uc2a4 \uc7ac\uc815 \ubd88\uc548 \ub4f1 \ub300\uc678 \ubd88\ud655\uc2e4\uc131\uc774 \uc9c0\uc18d\ub418\uace0 \uc788\uc5b4 \uad6d\uace0\ucc44 \uc2dc\uc7a5\uc73c\ub85c \uc804\uc774\ub420 \uc704\ud5d8\uc131 \ub4f1\uc744 \uba74\ubc00\ud788 \uc810\uac80\ud558\uace0 11\uc6d4 \ubc1c\ud589\ubb3c\ub7c9\ub3c4 \uc2e0\uc911\ud788 \uac80\ud1a0\ud558\uaca0\ub2e4"\uace0 \ubc1d\ud614\ub2e4. \ub610 "\ud544\uc694\uc2dc \uad00\uacc4\uae30\uad00\uacfc \uae34\ubc00\ud788 \ud611\ub825\ud574 \uae34\uae09 \ubc14\uc774\ubc31 \ub4f1 \uc2dc\uc7a5\uc548\uc815\uc870\uce58\ub97c \uc801\uc2dc\uc5d0 \uc2e4\uc2dc\ud558\uaca0\ub2e4"\uace0 \uac15\uc870\ud588\ub2e4.<\/p>\n

\uc815\ubd80\uc640 \uae08\uc735\ub2f9\uad6d\uc740 \uc774\ub0a0 \uc8fc\uc2dd \uacb0\uc81c\uc8fc\uae30\ub97c \ud604\ud589 ‘T+2’\uc5d0\uc11c ‘T+1’\ub85c \ub2e8\ucd95\ud558\ub294 \ub85c\ub4dc\ub9f5\ub3c4 \ub17c\uc758\ud588\ub2e4. \uc774 \ubd80\ucd1d\ub9ac\ub294 "\uacb0\uc81c\uc8fc\uae30 \ub2e8\ucd95\uc740 \uacb0\uc81c \uad00\ub828 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \uc790\uae08 \ud65c\uc6a9\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc77c \uc218 \uc788\ub294 \uc911\uc694\ud55c \uacfc\uc81c"\ub77c\uba74\uc11c\ub3c4 "\uc548\uc815\uc801\uc778 \uc804\ud658\uc744 \uc704\ud574\uc11c\ub294 \uae08\uc735\ud22c\uc790\uc5c5\uacc4\uc640 \uad6d\ub0b4\uc678 \ud22c\uc790\uc790\uc758 \uc900\ube44 \uc5ec\uac74, \uacb0\uc81c·\ud658\uc804 \uc720\ub3d9\uc131 \ubc0f \uc2dc\uc2a4\ud15c \uc548\uc815\uc131, \uc544\uc2dc\uc544 \uc8fc\uc694\uad6d\uc758 \ub2e8\ucd95 \ucd94\uc9c4 \ub3d9\ud5a5\uc744 \ucda9\ubd84\ud788 \uace0\ub824\ud574\uc57c \ud55c\ub2e4"\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\uadf8\ub294 "\ub2e4\uc74c \uc8fc\ubd80\ud130 \ud55c\uad6d\uac70\ub798\uc18c\uc640 \uc608\ud0c1\uacb0\uc81c\uc6d0 \ub4f1 \uc720\uad00\uae30\uad00\uc740 T+1 \uc804\ud658 \ub85c\ub4dc\ub9f5 \ucd08\uc548\uc5d0 \ub300\ud574 \uae08\uc735\ud22c\uc790\uc5c5\uacc4 \ubc0f \uad6d\ub0b4\uc678 \ud22c\uc790\uc790 \ub4f1 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc758 \uc758\uacac\uc744 \ud3ed\ub113\uac8c \uc218\ub834\ud560 \uacc4\ud68d"\uc774\ub77c\uace0 \uc804\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc774\ubbfc\ud76c \uae30\uc790 = \uc774\ud615\uc77c \ubd80\ucd1d\ub9ac \uacb8 \uc7ac\uc815\uacbd\uc81c\ubd80 \uc7a5\uad00\uc774 6\uc77c \uc5ec\uc758\ub3c4 \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uad6d\ud68c…<\/p>\n","protected":false},"author":1,"featured_media":41062,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-41063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-culture"],"featured_image_urls":{"full":["https:\/\/snakorea.info\/wp-content\/uploads\/2026\/10\/news_img_20261029011641_60388-1.jpeg",960,587,false]},"post_excerpt_stackable":"

\u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc774\ubbfc\ud76c \uae30\uc790 = \uc774\ud615\uc77c \ubd80\ucd1d\ub9ac \uacb8 \uc7ac\uc815\uacbd\uc81c\ubd80 \uc7a5\uad00\uc774 6\uc77c \uc5ec\uc758\ub3c4 \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uad6d\ud68c \uc7ac\uc815\uacbd\uc81c\uae30\ud68d\uc704\uc6d0\ud68c\uc758 \uc7ac\uc815\uacbd\uc81c\ubd80\uc5d0 \ub300\ud55c \uad6d\uc815\uac10\uc0ac\uc5d0 \ucd9c\uc11d\ud574 \uc758\uc6d0 \uc9c8\uc758\uc5d0 \ub2f5\ud558\uace0 \uc788\ub2e4. 2026.10.06. nimini73@daum.net \u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc2e0\ud604\uc131 \uae30\uc790 =\uc774\ud615\uc77c \uacbd\uc81c\ubd80\ucd1d\ub9ac\ub294 29\uc77c "\uc815\ubd80\ub294 \ucde8\uc57d\ucc28\uc8fc \ubd80\ub2f4\uc744 \uc644\ud654\ud558\uae30 \uc704\ud574 \uc55e\uc11c \ubc1c\ud45c\ud55c \uc9c0\uc6d0\ub300\ucc45\uc744 \ucc28\uc9c8 \uc5c6\uc774 \ucd94\uc9c4\ud558\ub294 \ud55c\ud3b8, \ud5a5\ud6c4 \uae08\uc735\uc2dc\uc7a5 \uc5ec\uac74 \ubcc0\ud654\uc5d0 \ub530\ub978 \ucde8\uc57d\ucc28\uc8fc·\uae08\uc735\uc5c5\uad8c \uc601\ud5a5\uc744 \uc9c0\uc18d \uc810\uac80\ud558\uace0 \ucd94\uac00 \ub300\ucc45\ub3c4 \ub9c8\ub828\ud558\uaca0\ub2e4"\uace0 \ubc1d\ud614\ub2e4. \uc774 \ubd80\ucd1d\ub9ac\ub294 \uc774\ub0a0 \uc624\uc804 \uc804\uad6d\uc740\ud589\uc5f0\ud569\ud68c\uad00\uc5d0\uc11c \ud655\ub300\uac70\uc2dc\uacbd\uc81c\uae08\uc735\ud68c\uc758\ub97c \uc5f4\uace0 \ubaa8\ub450\ubc1c\uc5b8\uc5d0\uc11c "\ucd5c\uadfc \uae08\ub9ac \uc778\uc0c1 \ud750\ub984\uc774 \uc2dc\ucc28\ub97c \ub450\uace0 \ub300\ucd9c\uae08\ub9ac\uc5d0 \ubc18\uc601\ub418\uba74\uc11c \ucde8\uc57d\ucc28\uc8fc\uc758 \uc0c1\ud658 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4"\uba70 \uc774\uac19\uc774 \ub9d0\ud588\ub2e4. \uc774\ub0a0 \ud68c\uc758\uc5d0\ub294 \uc2e0\ud604\uc1a1 \ud55c\uad6d\uc740\ud589 \ucd1d\uc7ac, \uc774\uc5b5\uc6d0 \uae08\uc735\uc704\uc6d0\uc7a5, \uc774\ucc2c\uc9c4 \uae08\uc735\uac10\ub3c5\uc6d0\uc7a5\uc774 \ucc38\uc11d\ud588\ub2e4. \ucc38\uc11d\uc790\ub4e4\uc740 \ubbf8\uad6d \uc5f0\ubc29\uacf5\uac1c\uc2dc\uc7a5\uc704\uc6d0\ud68c(FOMC)\uc758 \uc815\ucc45\uae08\ub9ac \uacb0\uc815\uc5d0 \ub530\ub978 \uae00\ub85c\ubc8c·\uad6d\ub0b4 \uae08\uc735\uc2dc\uc7a5 \ub3d9\ud5a5\uc744…<\/p>\n","category_list":"\ubb38\ud654<\/a>","author_info":{"name":"wonlee227","url":"https:\/\/snakorea.info\/?author=1"},"comments_num":"0 comments","yoast_head":"\n\uc774\ud615\uc77c \ubd80\ucd1d\ub9ac "\ucde8\uc57d\ucc28\uc8fc \ucd94\uac00 \ub300\ucc45 \ub9c8\ub828"\u202611\uc6d4 \uad6d\uace0\ucc44 \ubc1c\ud589 \ubb3c\ub7c9 \uc2e0\uc911 \uac80\ud1a0 - \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/snakorea.info\/?p=41063\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc774\ud615\uc77c \ubd80\ucd1d\ub9ac "\ucde8\uc57d\ucc28\uc8fc \ucd94\uac00 \ub300\ucc45 \ub9c8\ub828"\u202611\uc6d4 \uad6d\uace0\ucc44 \ubc1c\ud589 \ubb3c\ub7c9 \uc2e0\uc911 \uac80\ud1a0 - \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\" \/>\n<meta property=\"og:description\" content=\"\u3010\uc11c\uc6b8 = \uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\u3011 \uc774\ubbfc\ud76c \uae30\uc790 = \uc774\ud615\uc77c \ubd80\ucd1d\ub9ac \uacb8 \uc7ac\uc815\uacbd\uc81c\ubd80 \uc7a5\uad00\uc774 6\uc77c \uc5ec\uc758\ub3c4 \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uad6d\ud68c...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/snakorea.info\/?p=41063\" \/>\n<meta property=\"og:site_name\" content=\"\uc11c\uc6b8\ub274\uc2a4\ud1b5\uc2e0\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-29T01:16:40+00:00\" \/>\n<meta name=\"author\" content=\"wonlee227\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"wonlee227\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/snakorea.info\/?p=41063\",\"url\":\"https:\/\/snakorea.info\/?p=41063\",\"name\":\"\uc774\ud615\uc77c \ubd80\ucd1d\ub9ac "\ucde8\uc57d\ucc28\uc8fc \ucd94\uac00 \ub300\ucc45 \ub9c8\ub828"\u202611\uc6d4 \uad6d\uace0\ucc44 \ubc1c\ud589 \ubb3c\ub7c9 \uc2e0\uc911 \uac80\ud1a0 - 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